Two Smart Ways to Buy This May
If you’ve been waiting for the right moment to make your move, this might be it.
With new limited-time financing options, buying a Hartford home just got more flexible—and more affordable.
Option 1: Lower Payments Now
Start as low as 4.25%* with a 7/6 ARM giving you lower payments in the early years of homeownership.
✔ Reduced upfront monthly costs
✔ More flexibility as you settle in
✔ Ideal if you expect future income growth or refinancing opportunities
Option 2: Stability You Can Count On
Lock in a 4.99%* 30-year fixed rate and enjoy predictable monthly payments for the long haul.
✔ Peace of mind
✔ Protection from future rate increases
✔ Long-term planning made simple
With rates continuing to fluctuate, having options gives you control.
Whether you're looking for long-term stability or short-term savings, this is your opportunity to buy with confidence.
Explore available homes or schedule your tour today and find the option that fits your move.
Harmony Home Lending, LLC | 2809 East Harmony Road, Suite 200-A, Fort Collins, Colorado 80528 | Corporate NMLS 2128390 | *The initial interest rate on 30-year adjustable-rate loan is paid for by Hartford Homes for select homes with loans closed by June 30, 2026. The home purchased must be the borrower’s primary residence and the buyer must use Harmony Home Lending to finance the loan. This loan has a 30-year amortization with a set rate of interest for the first 7 years, after which the interest rate may adjust every 6 months thereafter for the remainder of the mortgage term using fully indexed rate (index plus margin rounded to the nearest 0.125%). Initial interest rate adjustment cannot change more than 5%, and thereafter, each subsequent periodic interest rate adjustment cannot change more than 1%. Rate increases are capped at 5% for the life of the loan. Interest rate will never be less than the margin. An interest rate adjustment may increase your monthly payment. **Rates listed are based on a 10% down payment and assume the borrower has a minimum 780 credit score. Lower Scores may result in additional fees for the borrower. Based on $500,000 sales price a 30-Year Conventional loan with 43% DTI ratio, the estimated Annual Percentage Rate (APR is 6.647%), assuming maximum rate increases. Rates effective May 1, 2026 are for illustrative purposes only and subject to change. ***Estimated monthly payments shown are Principal & Interest (P&I) only and do not include taxes, homeowners insurance, Mortgage Insurance Premiums (MIP), or any applicable HOA. The actual payment amount will be greater. An interest rate adjustment may increase your monthly payment. Borrowers should consider their financial plans before choosing an ARM. Not to exceed seller concession limits. Total interested party contributions are subject to limitations. Additional requirements, restrictions, and underwriting conditions may apply. Speak with loan officer for details. Not a commitment to lend. Borrower must meet qualification criteria. You are NOT required to use Harmony as a condition for purchasing your property, but you are required to use Harmony Home Lending to qualify for certain builder incentives or promotions. Information as of May 1, 2026.
