✨ Dream Big. Move Fast.
Up to $35,000 to use your way – you pick the gift, we wrap it
up!*
This holiday season, Hartford Homes is helping you make your
move before the new year with up to $35,000 in savings*—and the best
part? You get to choose how to use it!
🎁 Your Dream Home, Ready
Just in Time for the Holidays
Imagine unwrapping the keys to your new home this season —
cozy mornings, sparkling lights, and a fresh start for the new year. With quick
move-in homes available across Northern Colorado, you can celebrate the
holidays in a home you love, built with care and craftsmanship by Hartford
Homes.
- 2/1 rate buydown as low as 3.75% for the first year**
- 7/6 ARM as low as 4.99%***
- Closing
cost assistance
- Price
reductions
- HOA/Metro fee credits
*To qualify, buyers must sign a contract by November 26, 2025, close by December 17, 2025, and use Harmony Home Lending—available on select quick move-in homes; incentive varies by community.
Kendall for more info: 970-716-6088
**Lock in a Below Market Rate and Get Even Lower Payments for the First Two Years on new contracts signed by November 26, 2025
As low as 3.75% -Year 1
As low as 4.75% - Year 2
As low as 5.75% - Years 3-30
(5.8269% APR)**
**Special financing rate offer paid for by Hartford Homes for select eligible new home contracts signed by 11/26/25 and closed by 12/17/25. Builder Incentive rate with additional 2/1 buydown is based on a 30-year fixed rate loan with a 10% down payment on a $500,000 purchase price assumes primary occupancy and a minimum 780 credit score for the borrower. Lower scores may result in higher feeds. For a $450,000 loan, the monthly Principal & Interest (P&I) payment is $2,626.08 for year 1, the monthly P&I payment for year 2 is $2,347.41, and the monthly P&I payment for years 3-30 is $2,084.02. Loan will have a 5.8269% Annual Percentage Rate (APR). All estimated monthly payments do not include tax, insurance premiums, or mortgage insurance (MI). Rates are effective as of 11/3/25 are for illustrative purposes only and are subject to change. Borrower must use Harmony Home Lending, LLC (Company NMLS 2128390, Corporate phone: 970-797-3335) to finance the loan. Not a commitment to lend. Borrower must meet qualification criteria.
***Interest rates starting at 4.99% (5.9688% APR)
Get a below market interest rate of 4.99% (5.9688% APR) for the first seven years on select Hartford Homes Properties. After 7 years, the rate and payment adjust every 6 months based on market conditions and the borrower's loan terms; payments may increase or decrease. Borrowers should consider their financial plans before choosing an ARM. Offer valid for new home loans closed by December 17, 2025. Available exclusively on specific home sites from Hartford Homes. Rate Change Capped at 5% maximum increase at first adjustment, 1% max every 6 months after that, and 5% total lifetime cap above the initial rate. See loan officer for details and specific scenarios. Information as of 11/03/2025. The initial interest rate on 30-year Adjustable-Rate Loan is 4.99% (5.9688% Annual Percentage Rate) is paid for by Hartford Homes for loans closed by December 17, 2025. Rate listed are based on a 10% down payment for an owner-occupied property and assume the borrower has a minimum 780 credit score. Lower Scores may result in additional fees for the borrower. Rates are effective as of 11/03/2025 are for illustrative purposes only and are subject to change. Additional requirements, restrictions, and underwriting conditions may apply. Based on a $500,000 sales price with 10% down and $450,000 loan amount, the Principal & Interest is $2,412.95. Estimated monthly payment shown is Principal & Interest only and does not include taxes, insurance premiums or any applicable HOA. The actual payment amount will be greater. This has a 30-year amortization with a fixed rate of interest for the first seven years, after which the interest rate may adjust every six months thereafter for the remainder of the mortgage term using a fully indexed rate (index plus margin rounded to the nearest 0.125%). Initial interest rate adjustment cannot change more than 5%, and thereafter, each subsequent periodic interest rate adjustment cannot change more than 1%. Rate increases are capped at 5% for the life of the loan. Interest rate will never be less than the margin. An interest rate adjustment may increase your monthly payment. State Restrictions may apply for cashout refinance transactions. Requirements and restrictions apply. Additional requirements, restrictions, and underwriting conditions may apply. Speak with loan officer for details. Not a commitment to lend. Borrower must meet qualification criteria. See Hartford Homes Sales Consultant for details. You are NOT required to use Harmony Home Lending to purchase your property, but you are required to use Harmony to qualify for certain builder incentives or promotions. Information as 11/03/2025
